If you’re an entrepreneur who applied for a small business loan in order to expand your company, only to find yourself on the wrong end of a rejection stamp, you’re not alone. In fact, according to a survey conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia, half of all loans for small businesses filed in the first half of 2014 were rejected.
Suffice it to say, rejection stings. Whether in dating, after a job interview or at the bank, putting yourself out there only to be told “no” is a painful feeling, so much so that the fear of it discourages others from even trying in the first place. But it shouldn’t, because there are so many different reasons why a bank may turn down a loan application, that trying again with a different lender can make all the difference.
Here are three reasons why applications for small business loans may be rejected:
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Were you recently denied by a bank for a small business loan? Consider Growth Capital Corp. instead. We offer long-term, fixed-rate affordable financing for local entrepreneurs looking to grow their companies, and review each application for loan eligibility on a case-by-case basis, regardless of a prior bank rejection.
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